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M&A · Process · April 2026

The Sell Side M&A Process: 26 Week Timeline for Lower Middle Market Deals

A typical LMM sell side process takes 26 weeks from kickoff to close. Range is 18 weeks (clean SaaS) to 40+ weeks (complex industrial with regulatory consent). Here is what happens in each phase, what slows it down, and what can be done in parallel.

Written for boutique investment bankers and M&A advisors. Some content applies to founders running their own processes; mostly assumes professional banker management.

The 5 phases of a sell side process

26 week timeline

Sell side M&A process: kickoff to close

Prepw1-4
Marketingw5-10
LOIw11-14
Diligencew15-22
Closew23-26

The phases overlap. Phase 2 marketing continues during Phase 3 LOI negotiation if there are multiple bidders. Phase 5 closing prep begins during Phase 4 diligence.

1

Pre-sale planning and prep

Weeks 1 to 4

The 4 weeks between mandate signing and going to market. Most underrated phase. Bankers who skip prep work pay for it later in retrade leverage and timeline slippage.

Activities
  • Banker due diligence: review seller financials, operations, contracts, identify QofE issues to clean up vs disclose in CIM
  • Sell side QofE consideration ($25K-$50K spend, often pays back many times over for $20M+ deals)
  • CIM and teaser drafting (3 to 5 rounds of seller review)
  • Buyer universe development (30 to 80 names typical for LMM auction, split strategics vs PE)
  • Process letter, NDA template, data room initial setup
What slows it
  • Slow seller decision making on CIM (founders agonize on positioning)
  • Surprise findings in banker due diligence (undisclosed customer concentration, related party transactions, pending litigation)
  • Buyer universe disputes (seller wants to exclude certain buyers)
2

Marketing the deal

Weeks 5 to 10

6 weeks where the deal goes to market. Buyers receive teaser, sign NDAs, get CIM, evaluate, submit IOIs.

Activities
  • Teaser distribution to 30 to 80 buyers
  • NDA collection (60 to 80% of universe typically signs)
  • CIM and Phase 1 data room access
  • Management presentations for top 10 to 20 buyers
  • IOI collection on a 4 to 6 week deadline
  • Shortlist 3 to 6 buyers for second round
  • Phase 2 data room access (full financials, anonymized customer concentration)
What slows it
  • Low IOI response rate (only 5 of 30 buyers respond)
  • Soft IOIs with wide valuation ranges or heavy contingencies
  • Confidentiality breaches (a buyer mentions the deal to a non-NDA party)
  • Management presentation logistics (remote sellers, international buyers)
3

LOI negotiation

Weeks 11 to 14

4 weeks where shortlisted buyers submit LOIs and the seller chooses one for exclusivity.

Activities
  • LOI submission with specific purchase price, deal structure, working capital peg, escrow, indemnity caps, exclusivity period requested, financing source
  • LOI evaluation side by side (best LOI is rarely the highest price; certainty of close matters more)
  • LOI negotiation on working capital definition, escrow size, exclusivity terms, breakup fees
  • Seller chooses LOI, signs exclusivity (typically 60 to 120 days)
What slows it
  • Buyers slow on LOI submission (1 to 2 week slip common)
  • LOI structure disputes (working capital arguments alone can extend Phase 3 by a week)
  • Seller indecision when two LOIs are close on terms
4

Exclusivity and diligence

Weeks 15 to 22

8 weeks of exclusive diligence with the chosen buyer. Longest phase. Where deals slip and retrades happen.

Activities
  • Buyer financial diligence (QofE provider analyzes financials, identifies EBITDA add backs)
  • Buyer commercial diligence (customer calls with seller permission, market position validation)
  • Buyer legal diligence (contracts, litigation, IP, regulatory review)
  • Buyer operational diligence (operations, IT systems, HR, supply chain)
  • Definitive agreement drafting (multiple rounds with seller counsel)
  • Disclosure schedules (200+ items on a complex deal)
  • Working capital and net debt true up estimation
  • R&W insurance underwriting (if applicable)
  • Lender consents (kill more closings than any other legal issue)
What slows it
  • QofE timeline (4 to 6 weeks standard; finds issues that prompt retrade conversations)
  • Disclosure schedule disputes (each disputed item adds time)
  • Lender consents (start week 1, not week 6)
  • Working capital disputes (most common, 2 to 4 weeks back and forth)
  • Customer concentration discoveries from commercial diligence
5

Close and post close

Weeks 23 to 26

Final 4 weeks. Final preparations, signing, closing, and the transition that follows.

Activities
  • Final purchase agreement (last round of negotiation)
  • Closing checklist execution (wire instructions, funds flow, closing certificates)
  • Stakeholder communications (employees, customers, regulators)
  • Closing day (documents signed, funds wired, title transferred)
  • Post close immediate priorities (buyer takes operational control)
  • True up calculations (working capital, net debt)
  • Post close adjustments and integration support
What slows it
  • Last minute legal disputes discovered in week 22 or 23
  • Wire instruction confirmation slip
  • Lender funding delays
  • Stakeholder notification disputes

What this means for sell side advisors

Three implications:

Set 26 week expectations with the seller upfront. Bankers who promise 4 month close timelines and deliver 6 month closes lose credibility. Bankers who set 6 month expectations and close at 5 build trust.

Build the timeline assuming 4 weeks of QofE delay. QofE in 2026 is standard on $10M+ deals and adds 3 to 4 weeks. Build it in.

Plan parallel work streams. Lender consents in week 1 of Phase 4, not week 6. Insurance quotes ready before LOI signing. Disclosure schedules drafted in parallel with diligence, not after.

The pattern
The bankers who close LMM deals on time aren't faster. They're more parallel. They start activities earlier and let work overlap instead of waiting for sequential completion.

The compressed timeline (when 18 weeks works)

Some deals can close in 18 weeks. Conditions:

  • Clean financials (no QofE add back disputes)
  • Single buyer process (negotiated, not auction)
  • No regulatory consent requirements
  • No senior debt (all equity buyer)
  • No customer concentration concerns

When all conditions hold, Phase 2 marketing collapses to 2 weeks (single buyer), Phase 4 diligence collapses to 4 to 6 weeks, total is 16 to 18 weeks. This is the exception, not the median.

Free download

Sell Side M&A Closing Checklist

The full punch list of activities to execute in Phase 5 (and avoid the closing day surprises that delay deals). Built for LMM deals where the seller does not have a deal team of 8 lawyers checking each other.

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